Last updated: July 20, 2026

1. Who we are

KIPKO Inc. ("KIPKO", "we", "us") provides payment-processing and merchant services in Southern California. Contact: bogdan@kipko.biz, 949.413.2728.

2. Information we collect

Contact details you provide (name, business, phone, email) when you request an audit or get in touch.
Business information you share, such as processing statements, to prepare a rate quote.
Usage data collected automatically by our website (see our Cookie Policy).

3. How we use it

To respond to your inquiries, prepare your rate audit, provide and support our services, and meet legal and compliance obligations. We do not sell your personal information.

4. Sharing

We share information only with service providers and processing partners as needed to deliver our services, and when required by law.

5. Security & retention

We use reasonable safeguards to protect your information and retain it only as long as necessary for the purposes above or as required by law.

6. Your rights

Depending on your location (including California residents under the CCPA/CPRA), you may have rights to access, correct, or delete your information. Contact us to make a request.

7. Contact

Questions about this policy? Email bogdan@kipko.biz or call 949.413.2728.

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